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Глоссарий Troubleshooting Темы Колода
Урок 03.08 · 22 мин
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HomeHousingRentingBuyingAmerican real estate

House and home in depth

A2 covers basic rooms and furniture. B1 covers the systems around the home: how renting works (lease, deposit, utilities), how buying works (mortgage, down payment, HOA), the rooms American homes have that aren’t in A2 textbooks (walk-in closet, half-bath, finished basement, pantry), and the appliances and infrastructure.

US housing language has its own quirks: first floor = ground floor (causing endless confusion with Europeans), apartmentflat, yardgarden. This lesson covers all of it.

Housing types

Where Americans live

TypeWhat it is
housestandalone single-family home
single-family homethe classic suburban house
townhouse / townhomerow house, shares walls with neighbors
duplextwo attached units
condo / condominiumprivately owned unit in a multi-unit building (you own the unit, share common areas)
apartment (US)rented unit in a building (the BrE flat)
studioapartment with no separate bedroom
one-bedroom / two-bedroom / “1BR / 2BR”by bedroom count
loftopen-plan apartment, often with industrial feel
co-op / cooperativeyou own shares of the building (mostly NYC)
trailer / mobile homemanufactured home on wheels or a foundation
tiny housevery small standalone home (trend)
vacation home / second homenot your primary residence

Where the housing is

  • suburban / suburb — outside the city, residential
  • urban / city / downtown — in the city
  • rural / countryside — out in the country
  • gated community — private neighborhood with a gate
  • subdivision — a planned residential development
  • HOA neighborhood — has a homeowners association with rules
  • historic district — old, protected
  • walkable neighborhood — can do errands on foot (rare in US)
  • car-dependent — need a car for everything (most US suburbs)

Renting in the US

This vocabulary is essential for anyone living in the US. The system is dense and there are many gotchas.

The arrangement

TermMeaning
rent (verb / noun)pay to live there / the monthly payment
leasethe rental contract, usually 12 months
lease agreementthe formal document
tenantthe renter
landlord / landladythe owner
property manager / property management companyhired to manage rentals
roommate / housematesomeone you share with
co-signer / guarantorsomeone with credit who backs your lease
rentalthe property itself
listingadvertised rental
broker / leasing agentprofessional helping with rentals
broker feewhat brokers charge (NYC: huge — often 1 month’s rent or 12-15% of annual!)
sublettingrenting your place to someone else
renew the leaseextend for another period
renters insuranceinsurance on your belongings (~$15/month, often required)

Money you pay

  • rent — monthly payment
  • first and last (month) — first month + last month upfront (common in some cities)
  • security deposit / deposit — refundable money upfront against damage
  • broker fee — paid once, often non-refundable
  • application fee — to apply for the unit
  • pet deposit / pet rent — extra for pets
  • utilities — gas, electric, water, internet, trash (sometimes included, sometimes not)
  • rent control / rent-stabilized — government-regulated rent caps (NYC, SF)

Utilities

UtilityNotes
electric / electricitypower
gas / natural gasheat, cooking (sometimes electric only)
water / sewerwater and waste
trash / garbagetrash collection
internetbroadband (Comcast, Spectrum, Verizon Fios)
cableTV (declining — most use streaming)
WiFiwireless internet
heat / heatingincluded or separate; if separate, you pay
A/C / air conditioningincluded or you provide window units
hot watersometimes separate utility

The phrase “utilities included” in a listing means the rent covers some/all of the above — read carefully which.

Useful renting phrases

  • Is this place pet-friendly?
  • What’s included in the rent?
  • Are utilities covered?
  • When is the lease up? / When does the lease end?
  • I’m month-to-month. (= no fixed lease, can leave with 30-day notice)
  • I’m subletting from a friend.
  • We’re looking for a third roommate.
  • I just signed a lease for a 1BR in Brooklyn.

Buying — homeownership vocabulary

TermMeaning
mortgageloan to buy the home
down paymentupfront cash, typically 5-20% of the price
closing / closing costsfinalization of the sale + associated fees
escrowmoney held by a third party during the transaction
realtor / real estate agentlicensed sales agent helping you buy
listing agent vs buyer’s agentseller’s side vs buyer’s side
MLSthe multiple listing service (database of homes)
open housescheduled time anyone can tour
showingprivate tour
make an offerpropose a price
counterofferseller’s response
under contract / pendingoffer accepted, sale in process
closed / closed escrowsale finalized, you own it
inspection / home inspectionprofessional check of condition
appraisalprofessional valuation
HOA / HOA feeshomeowners association monthly dues + rules
property taxannual tax to the municipality
homeowners insurancerequired by lenders
PMIprivate mortgage insurance (if down payment is under 20%)
interest rate / APRcost of the loan
fixed-rate vs adjustable-raterate stays / rate changes
15-year / 30-year mortgageloan duration
refinance / refireplace your mortgage with a better one
equityhow much of the home you own
flipbuy, renovate, sell quickly
starter homesmall first home
forever homethe one you plan to stay in

Useful chunks:

  • We’re looking for a starter home in the suburbs.
  • Closing costs are around 2-5% of the purchase price.
  • We’re getting pre-approved for a mortgage.
  • The HOA fees are $400 a month.
  • We made an offer above asking.

Rooms — beyond A2

A2 covers bedroom, bathroom, kitchen, living room. B1 fills out a real American home.

RoomWhat it is
master bedroom / primary bedroomthe main bedroom, typically with attached bathroom
guest room / spare roomextra bedroom for visitors
walk-in closetcloset you can walk into (status symbol in US listings)
regular closet / reach-in closetnormal closet
half-bath / powder roombathroom with toilet + sink, no shower/tub
full bathtoilet + sink + tub/shower
master bath / en-suitebathroom attached to a bedroom
basementunderground level
finished basementbasement turned into livable space
unfinished basementbare basement, used for storage
atticspace under the roof
garagefor cars / storage
mudroomentry room for muddy boots, coats
laundry roomwhere the washer/dryer are
pantrysmall storage room for food
walk-in pantryfull-size food storage
dining roomformal eating area
breakfast nooksmall casual eating area
family room / deninformal living space
rec roomrecreation room
office / home officework space
loftopen upper space
foyer / entrywayentry area
hallway / hallcorridor
stairwell / staircase / stairsbetween floors

Listings often quantify a home as 3BR/2.5BA (3 bedrooms, 2 full + 1 half bathroom).

Outside the house

  • yard / front yard / backyard — grass area (in US English; UK uses garden)
  • garden — in US specifically means a planted area (vegetable garden, flower garden), not the whole grass area
  • lawn — the grass itself
  • driveway — private road from street to garage
  • patio / deck — outdoor sitting area (deck = wood, often raised)
  • porch / front porch — covered entry sitting area
  • fence — boundary
  • shed — small storage building
  • pool / swimming pool — backyard pool
  • mailbox — at the curb or attached
WARNING

AmE/BrE difference: in the US, yard = the outdoor grass area around your house (BrE: garden). In US, garden specifically means a place where you plant flowers or vegetables (a small subset of the yard). So a US listing saying “fenced backyard” describes the open grass area, not a flower garden. Brits/Russians often confuse this.

Floors and orientation

The classic confusion:

US (AmE)UK (BrE)What it is
first floorground floorstreet-level floor
second floorfirst floorone up from street
third floorsecond floortwo up
basementbasement / cellarbelow ground

Americans count from the street level as “first”. Brits count from the floor above the street as “first”. Be careful in elevators in international buildings.

  • upstairs / downstairs — higher / lower floor
  • on the ground level — street level (sometimes used in US)
  • rooftop / roof — top
  • ceiling vs floor — top of room / bottom of room

Appliances and fixtures

The standard US apartment/house comes with:

ApplianceWhat
fridge / refrigeratorcold storage
freezerfrozen food storage (often combined with fridge)
stove / range / cooktopfor cooking
ovenfor baking/roasting
microwave / microwave ovenquick heating
dishwasherwashes dishes
garbage disposalgrinder in the kitchen sink
washer / washing machinefor clothes
dryerdrying clothes (US homes typically have one — UK doesn’t always)
A/C unit / window unitair conditioning
central air / central A/Cwhole-home cooling
furnacecentral heating
thermostatcontrols heat/cool
water heaterheats water
sump pumpbasement water management
smoke detectorfire alarm
carbon monoxide detectorCO alarm (legally required many places)
garage door openerthe remote system
vacuum / vacuum cleanerfor floors
toaster / toaster ovenfor toasting / small baking
coffee makerbrews coffee
blender / food processorfor purees / chopping

Smart home

  • smart thermostat / Nest — programmable temperature control
  • Ring / smart doorbell — video doorbell
  • smart lock — keyless entry
  • smart speaker / Alexa / Google Home — voice assistant

Common home issues — things that go wrong

  • leak / leaky — water dripping (The faucet is leaky)
  • clogged / clog — blocked (The drain is clogged)
  • broken / busted — not working
  • jammed — stuck (door, lock)
  • stuck — won’t move
  • flooded — full of water
  • drafty — cold air gets in
  • moldy / mold — fungus
  • mildew — surface mold
  • rot / rotten — decay (wood)
  • infestation (bugs, mice, roaches) — pests in numbers
  • roach / cockroach — common urban pest
  • mice / mouse — rodents
  • bedbugs — feared infestation
  • out of order — not working (often elevators)
  • fixer-upper — needs work
  • move-in ready — perfect condition

Verbs

  • fix / repair — make it work
  • call a plumber / electrician / handyman / super (superintendent) — pros to fix things
  • submit a maintenance request / put in a work order — ask landlord to fix
  • DIY / do it yourself — fix yourself
  • renovate / redo / remodel — major work
  • paint — repaint walls
  • upgrade — improve a system

Moving

  • move in / move out — change residence
  • move-in date — when you arrive
  • moving truck / U-Haul — rental truck
  • movers / moving company — pros who help
  • pack / unpack — bag up / unbag
  • boxes / packing materials
  • change of address (USPS) — mail forwarding
  • forwarding address — where to send your mail
  • sublet your place — rent it out short-term
  • walkthrough — final inspection at move-out
  • get your deposit back — recover the security deposit

Collocations

  • pay rent / utilities / a deposit / a mortgage
  • sign a lease / a contract
  • break a lease (= leave early, often penalized)
  • renew a lease
  • make an offer / repairs / a payment
  • put down a deposit / 20%
  • furnish / unfurnished / furnished — has/lacks furniture
  • move in / move out / move up / move out of state
  • fix up the place
  • kick someone out / evict — force out
  • own / rent / lease — possession types
  • be on the market — for sale
  • off the market — sold or not for sale
  • sold above / below asking — the negotiation outcome

Phrases and expressions

  • home sweet home — pleasure of being home
  • make yourself at home — feel comfortable
  • pull up a chair — join us
  • a roof over your head — basic shelter
  • a place of your own — independence
  • the housing market — overall buying/selling environment
  • a buyer’s / seller’s market — favors buyer / seller
  • break ground — begin construction
  • move heaven and earth — go to extremes (idiom, not housing-specific)
  • putting down roots — settling in for the long term
  • outgrown the place — gotten too big for it

US-specific summary

AmEBrE / general
apartmentflat
condo / condominiumflat (privately owned)
yardgarden
garden(specific planted area) flower / vegetable garden
first floorground floor
second floorfirst floor
backyardback garden
closetwardrobe / cupboard
trash / garbagerubbish / bin
trash can / garbage canbin / dustbin
faucettap
stove / rangecooker / hob
washing machine / washerwashing machine
dryertumble dryer
superintendent / super (apartment building)caretaker / porter
Проверка знанийKnowledge check
A US listing says: '2BR/1.5BA condo, 950 sq ft, finished basement, walk-in closet in primary, washer/dryer in unit, HOA $350/mo, parking included, no pets.' Decode this for someone who's never rented in the US.
ОтветAnswer
**2BR** = 2 bedrooms. **1.5BA** = 1 full bathroom (toilet + sink + tub/shower) plus 1 half-bath (toilet + sink only). **Condo** = privately owned unit in a building (not rented from a landlord; could be a rental from the owner). **950 sq ft** = 950 square feet (about 88 m²) — a typical 2-bedroom in the US. **Finished basement** = the basement is converted into livable space (carpet, drywall, lighting), as opposed to bare concrete. **Walk-in closet in primary** = a large closet you can walk into, in the primary (master) bedroom. **Washer/dryer in unit** = laundry inside the apartment, NOT shared in a basement (a major selling point in US apartments). **HOA $350/mo** = $350 monthly fee to the homeowners association for shared maintenance, amenities, etc., on top of rent or mortgage. **Parking included** = a parking space is part of the deal (otherwise, you'd pay $100-300+/month extra in many cities). **No pets** = no dogs/cats allowed. This listing is essentially mid-range US urban housing — fully decoded only with B1+ vocabulary.

Common Russian-speaker mistakes

  1. Flat used in US contexts. Use apartment. Flat sounds British. Americans rarely use it.
  2. Garden meaning yard. In US, the grass-and-trees area around your house is the yard. Garden = a specific planted area within it (vegetable garden, herb garden, flower garden). Don’t say We sat in the garden meaning the lawn — say backyard.
  3. On the first floor meaning ground floor. In US, first floor = ground floor. So the cafe is on the first floor in a US building means street-level. In Russian/UK convention, this would be the second floor in the US. Always confirm if you’re in an international building.
  4. Quarter meaning room or apartment** (false friend). Russian квартира doesn’t translate as quarter. Quarter in English = a fourth, or a city district, or a US 25-cent coin. For an apartment, say apartment.
  5. Plate on a stove (false friend). The cooking surface in Russian плита doesn’t translate as plate. In US say stovetop / cooktop / burner / range.
  6. Receiver / toilet mix. The room with the toilet is the bathroom in US English, even when there’s no bath. Don’t ask Where’s the toilet? in a private home — it’s not rude, just slightly off; ask Where’s the bathroom? In a public place, Where’s the restroom? is most polite.
  7. Make a repair (calque). Use fix something / get something fixed / do repairs / make repairs (only in formal/contractor contexts). Casual: I need to fix the door.
  8. Pay for the apartment for pay rent** confusion**. Say pay rent / pay the rent — not pay for the apartment (which sounds like a one-time purchase).
  9. Living room vs hall confusion. The main relaxing room in US is the living room. Hall in US = a corridor or entrance area, NOT the main room. (BrE hall can mean a large room.)
  10. House used too broadly. In US, house specifically = a standalone single-family home. If you live in an apartment, don’t say my house — say my apartment / my place. Place is the universal informal word: come over to my place.

Summary

  • US housing types: house, single-family home, townhouse, condo, apartment, studio, 1BR/2BR.
  • Renting: lease, tenant, landlord, security deposit, broker fee, utilities, sublet, month-to-month, renters insurance.
  • Buying: mortgage, down payment, closing, realtor, HOA, property tax, escrow, equity, refi.
  • Rooms: master bedroom, walk-in closet, half-bath, finished basement, attic, garage, pantry, mudroom.
  • Outside: yard / front yard / backyard, lawn, driveway, patio, deck, porch.
  • Critical AmE: first floor = ground floor, yard ≠ garden, apartment ≠ flat.
  • Appliances: dishwasher, garbage disposal, washer/dryer, A/C unit, thermostat, microwave.
  • Issues: leak, clog, broken, jammed, stuck, flooded, mold, infestation.
  • Verbs: fix, repair, renovate, remodel, sublet, evict, move in/out, sign a lease, break a lease.

That’s the end of the Vocabulary themes module. Next module: Phrasal verbs — the 100+ multi-word verbs that turn textbook English into real conversation.

A2: Home and accommodation B2: Housing and urban planning

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